Money in lands at the NioX reserve address logged against your account. Money out leaves from a separate float address after review. The two directions never share a path, so each keeps its own record and its own controls. Follow the two lanes below.
Each direction runs its own path with its own controls. A deposit never touches the float and a withdrawal never touches the reserve.
Open the deposit area of your account and pick the asset. The reserve address and the network show along with the deposit reference you quote on the transfer.
Send from a wallet or bank account in your own name. Transfers from other people are not accepted and go back to where they came from.
A digital asset deposit is credited once the network gives the confirmations needed. A bank transfer is credited once the funds settle.
The deposit shows in your history with its reference and is ready to trade the moment it is credited.
Every withdrawal address has to be added to the allow list on your account before any funds can be sent to it.
A new address on the allow list waits twenty four hours before a withdrawal to it can go out.
Two factor sign in is required on every request and each one is screened before release. Any source of funds or sanctions question puts the request on hold and you are told.
A cleared request is paid from the float address, which holds only what withdrawal demand needs and never mixes with the reserve where deposits land.
Move money in and out by bank transfer in four major currencies and convert between fiat and digital assets from a single verified balance.
Fiat rails in three currencies and the major networks, each shown with the direction it supports and the time it takes.
| Method | Deposit | Withdrawal | Timing |
|---|---|---|---|
| Bank transfer in USD, EUR, GBP and AED | Yes | Yes | One to three business days |
| Debit card in the account holder name | Yes | No | Immediate |
| USDT on Ethereum and on Tron | Yes | Yes | After network confirmation |
| Bitcoin | Yes | Yes | After network confirmation |
| Ethereum | Yes | Yes | After network confirmation |
| Solana | Yes | Yes | After network confirmation |
| XRP | Yes | Yes | After network confirmation |
Fees for each method sit in the fee schedule. When a bank takes a charge from an incoming transfer, the amount credited is the amount that arrives.
Open an account, add your first allow list address and move funds under the same controls a supervised venue is held to.